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Editorial explainers about the concepts, formulas and workflows behind tools.junyo.dev, always linking to the right tool.

Brazilian finance5/9/2026

How to calculate net salary in Brazil

Understand gross versus net salary, how INSS and IRRF affect the result, and when to use a Brazilian net salary calculator.

Credit and loans5/9/2026

SAC or PRICE: how to compare loan amortization

See how SAC and PRICE change installments, amortization, interest and total cost over a loan term.

Investing5/9/2026

Compound interest with contributions and inflation: how to read it

Understand how principal, monthly contributions, monthly rate, duration and inflation change a compound-interest simulation.

Networking5/9/2026

CIDR, IPv4 subnet and IPv6: what the calculator shows

Understand network address, broadcast, host range, CIDR prefix and practical differences between IPv4 and IPv6.

Brazilian documents5/9/2026

CPF and CNPJ in tests: generate, validate and avoid confusion

Understand the difference between mathematically valid numbers, real documents and registry lookups when using CPF/CNPJ in tests.

Educational health5/9/2026

BMI, BMR and TDEE: how to use health calculators safely

See why BMI, BMR, TDEE, macros and daily water are useful estimates, but do not replace professional assessment.