The FGTS is a mandatory fund created by Lei 8.036/1990 to protect workers upon dismissal without cause. The employer deposits 8% of the gross salary monthly into an account managed by Caixa Econômica Federal.
FGTS Calculator (Brazil)
Estimate your FGTS balance over time and projected returns.
Understand how FGTS grows and when you can access it.
FGTS (Fundo de Garantia do Tempo de Serviço) is a mandatory fund for Brazilian CLT workers. Employers deposit 8% of the gross salary monthly into an individual account managed by Caixa Econômica Federal. The balance earns TR (Referential Rate) plus 3% per year. Workers can access the funds in specific situations: dismissal without cause, retirement, first home purchase, serious illness, and others.
Estimate your FGTS balance over any period.
- Enter your gross salary (the FGTS deposit will be 8% of this value).
- Enter the number of months you want to project.
- Optionally enter your current FGTS balance as a starting point.
Sources and references for this tool
These references help contextualize formulas, standards, APIs and limitations used on this page. They do not replace professional validation when a result has legal, financial, medical or operational impact.