No. They are educational estimates based on current tables. For definitive calculations, consult payroll or an accountant.
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Finance
Brazilian labor and finance calculators: salary, severance, loans, investments and income tax.
15 tools
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Tools in this category8
Net Salary Calculator (Brazil)Tool
Calculate progressive INSS, IRRF and net salary with per-bracket breakdown.13th Salary Calculator (Brazil)Tool
Calculate Brazilian 13th salary with INSS, IRRF and prorated/full payment breakdown.Vacation Pay Calculator (Brazil)Tool
Calculate Brazilian vacation pay with constitutional 1/3 bonus, cash-out option, INSS and IRRF.Severance Calculator (Brazil)Tool
Simulate Brazilian employment severance: balance, notice, FGTS and penalty by termination type.FGTS Calculator (Brazil)Tool
Estimate accumulated FGTS balance and 40% severance penalty.SAC vs PRICE AmortizationTool
Compare SAC and PRICE amortization schedules with chart and total cost.Auto Loan Calculator (Brazil)Tool
Calculate installments, total paid and interest on vehicle financing.Effective Annual Rate (CET)Tool
Calculate the Total Effective Cost (CET) of Brazilian loans including fees and IOF.Finance calculators with up-to-date Brazilian regulations
The finance category covers the main labor and investment calculations in the Brazilian context: INSS, IRRF, FGTS, vacation pay, 13th salary, severance and credit and investment simulators.
All calculators use tables and rates effective in 2025, with clear disclaimers that results are educational estimates.
Featured tools in this category
Net Salary Calculator (Brazil)
AvailableCalculate progressive INSS, IRRF and net salary with per-bracket breakdown.
13th Salary Calculator (Brazil)
AvailableCalculate Brazilian 13th salary with INSS, IRRF and prorated/full payment breakdown.
Vacation Pay Calculator (Brazil)
AvailableCalculate Brazilian vacation pay with constitutional 1/3 bonus, cash-out option, INSS and IRRF.
Severance Calculator (Brazil)
AvailableSimulate Brazilian employment severance: balance, notice, FGTS and penalty by termination type.
Available tools in this category
Includes net salary (INSS + IRRF), 13th salary, vacation pay, severance (FGTS + penalty), financing simulator (SAC and PRICE), vehicle loan, personal loan, CET, CDB yield, savings, Tesouro Direto and revolving credit card.
Net Salary Calculator (Brazil)
AvailableCalculate progressive INSS, IRRF and net salary with per-bracket breakdown.
13th Salary Calculator (Brazil)
AvailableCalculate Brazilian 13th salary with INSS, IRRF and prorated/full payment breakdown.
Vacation Pay Calculator (Brazil)
AvailableCalculate Brazilian vacation pay with constitutional 1/3 bonus, cash-out option, INSS and IRRF.
Severance Calculator (Brazil)
AvailableSimulate Brazilian employment severance: balance, notice, FGTS and penalty by termination type.
FGTS Calculator (Brazil)
AvailableEstimate accumulated FGTS balance and 40% severance penalty.
SAC vs PRICE Amortization
AvailableCompare SAC and PRICE amortization schedules with chart and total cost.
Auto Loan Calculator (Brazil)
AvailableCalculate installments, total paid and interest on vehicle financing.
Effective Annual Rate (CET)
AvailableCalculate the Total Effective Cost (CET) of Brazilian loans including fees and IOF.
Income Tax Calculator (Brazil)
AvailableEstimate annual Brazilian income tax with deductions, refund or balance due.
Brazilian Savings Yield
AvailableCalculate estimated Brazilian savings account yield under current rules.
CDB Yield Calculator (Brazil)
AvailableCalculate gross and net CDB yield with IR by holding period and savings comparison.
Tesouro Direto Calculator (Brazil)
AvailableEstimate Tesouro Selic, IPCA+ and Prefixado returns with IR and B3 fee.
Personal Loan Calculator (Brazil)
AvailableCalculate installments, total and estimated CET of a personal loan.
Credit Card Calculator (Brazil)
AvailableProject revolving credit impact: payoff timeline, total interest and installment comparison.
Compound Interest Calculator
AvailableCompound interest with contributions, benchmark and growth chart.
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